San Diego County

Fractional CFO Services for San Diego County Businesses

CFO-level planning, forecasting and reporting for owners who have outgrown a bookkeeper but are not ready for a full-time CFO salary.

Apply for a Free Growth Audit See how we help

CPA-led team
Tax preparation and CFO planning in one place
Built for $1M to $30M companies

$1M to $30MRevenue range we focus on

Tax + CFOOne team for filing and planning

18 citiesServed across San Diego County

FreeGrowth Audit to start

Fractional CFO for growing San Diego County companies

Most companies between $1M and $30M in revenue reach a point where the books are accurate but nobody is using them to steer. Cash gets tight in a growth month, a lender asks for a covenant calculation, or a key hire depends on a margin you can only guess at. A fractional CFO fills that gap with a senior finance lead who works a set number of hours each month and plugs into the team you already have.

You will hear the same role called a fractional CFO, a virtual CFO or an outsourced CFO. The function is the same: forward-looking financial leadership. The labels mostly describe how it is delivered. Fractional means part-time and ongoing, virtual means the work happens over secure systems and video meetings, and outsourced means the role sits outside your payroll. Scalesight delivers all three as one service, built on CPA-prepared numbers.

What our fractional CFO service includes

A monthly close review so the numbers you manage by are complete and on time
A rolling 13-week cash flow forecast and a 12-month operating budget
A KPI dashboard built around your actual drivers: margin by service or SKU, customer acquisition cost, utilization, backlog
Pricing and margin analysis before you raise prices, add a location or take a large contract
Lender and investor reporting, covenant tracking and help preparing for a new credit line
Scenario models for hiring plans, capital purchases and expansion
Exit readiness: clean historicals, normalized EBITDA and a data room before a buyer asks
Coordination with your tax preparation so planning moves show up on the return

Who a fractional CFO is right for

Owner-led companies with roughly $1M to $30M in annual revenue
Businesses with reliable bookkeeping that still lack forecasting and reporting
Companies taking on debt, an SBA loan or outside investors
Owners planning a sale or recapitalization in the next one to five years
Multi-entity or multi-location groups that need consolidated reporting

Why California companies need CFO-level planning

California adds its own layer to almost every finance decision. Payroll runs through the Employment Development Department with State Disability Insurance and unemployment insurance on top of federal withholding. Sales and use tax is administered by the CDTFA with district rates that change from city to city inside San Diego County. A cash forecast that ignores those timing differences will be wrong in the months that matter.

Capital purchases are another example. Federal law again allows 100 percent bonus depreciation on qualifying property, but California does not follow federal bonus depreciation and caps its own Section 179 deduction at $25,000. A fractional CFO who also understands the tax side can model the real after-tax cost of a truck, a production line or a buildout before you sign.

How it works

Growth Audit
We review your recent financials, cash position and current reporting.
Plan
You get a written scope: the reports, cadence and decisions we will own.
Build
We set up the forecast, dashboard and close checklist with your team.
Run
Monthly CFO meetings, updated forecasts and quarterly planning sessions.

Fractional cfo across San Diego County

We provide fractional cfo to businesses in all 18 cities in the county. Local pages:

Also serving El Cajon, Vista, San Marcos, Encinitas, La Mesa, Santee, National City, Poway, Lemon Grove, Imperial Beach, Coronado, Solana Beach, Del Mar, plus unincorporated communities such as Fallbrook, Ramona, Lakeside, Spring Valley, Alpine and Rancho Santa Fe. See every area we serve.

More detail on this service: Virtual CFO services overview | Cash flow and runway management | Financial modeling | Exit readiness

Why owners choose Scalesight

CPA-led

Tax preparation, books and CFO work are led and reviewed by a CPA, not handed to a call center.

Built for $1M to $30M

Our process is designed for owner-led companies that have outgrown a basic tax preparer.

One team

The people who close your books also plan your taxes and prepare your returns, so nothing gets lost between firms.

Fixed scope in writing

You know what is included and what it costs before work starts.

Read client case studies

Fractional CFO Services questions

What does a fractional CFO do for a small or mid-sized business?

A fractional CFO owns the forward-looking side of finance: cash flow forecasting, budgets, KPI reporting, pricing and margin analysis, lender relationships and planning for growth or an exit. Bookkeeping and tax preparation record and report what happened; a fractional CFO uses those numbers to decide what happens next.

How much do fractional CFO services cost?

Fees depend on scope: how many entities you have, how often you need reporting, and whether you need help with a financing or a sale. We quote a fixed monthly scope in writing after the Growth Audit so there are no surprise bills.

What is the difference between a fractional CFO and an accountant?

An accountant or bookkeeper makes sure transactions are recorded correctly and returns are filed. A fractional CFO interprets the results, forecasts cash, sets targets and helps you make decisions. At Scalesight both sit on the same team, so the CFO work is built on CPA-reviewed numbers.

When should a company hire a full-time CFO instead?

Many companies move to a full-time CFO once finance needs a leader every day, for example during an institutional fundraise, an acquisition program or when revenue and complexity outgrow a part-time role. Until then a fractional CFO usually gives you the same planning discipline at a fraction of the cost of a full-time executive.

Can you work with our current bookkeeper or outside CPA?

Yes. We often start by reviewing the work your bookkeeper already does and adding the forecasting and reporting layer on top. If you later want Scalesight to handle bookkeeping and tax preparation as well, we can bring those in house.

Talk with a CPA about fractional cfo

Start with a free Growth Audit. We review your situation and tell you what we would change, whether or not you hire us.

Financial health review of recent statements and trends
Cash flow and profitability analysis
Review of your current tax approach
Scalability readiness scorecard
A written action plan you can use with or without us